Swikly offers the best alternative to secure an amount online without debit. When your client accepts a swik, we screen:

  • If the card is valid, not stolen or lost
  • The identity of the card holder through a 3DS code sent by his bank
  • If the client is creditworthy


Our reclaim service includes :

  • The debit of the desired amount
  • In case of payment repudiation, we litigate with the customer’s bank
  • In case of persisting failure on the registered bank card, we work towards an out-of-court settlement with your client


Depending on your volume of business and your sector of activity, we can offer a Premium service including a payment guarantee and protection against bank repudiation. Here are the details of our rates.